F.A.Q | Insurance Claim

What is a Public Adjuster?

Advent Public Adjusters are insurance professionals who work only for you, the policy owner, not the insurance company. The insurance company adjuster is on their side and tries to give you the least amount possible.  We work exclusively for you with your interest in your claim settlement as our primary goal.  Advent Public Adjusters have absolutely no affiliation with the insurance companies.

Advent Public Adjusters do not ask for upfront fees to start your claim process.  They work off a contingency fee which is a percentage of the settlement amount.  Once hired by you we will take over the claim process for you so that you can return to your work or your business as usual.

Hiring an Advent Public Adjuster to handle your Insurance Claim will help maximize your total Insurance Claim Settlement. We make sure you comply with your contract duties so that you do not put your insurance claim in jeopardy.

Advent Public Adjusters do a full scope and estimate of your property with a line by line detail of damage to your property. Many time these estimates can run up to 100 pages in detail along with pricing, pictures, etc. Contact us today for a free claim review.


 How much does it cost?

The standard fee is usually a percentage of the recovered amount which is discussed up front so that everything is crystal clear before hand.  This is determined based on the complexity of your claim. If we do not help you to receive a larger settlement, we receive nothing.


Will we be informed and involved in the claim process?

Draft copies of the claim details are presented to you as they are prepared.   This procedure allows you to see your claim taking shape on paper. When you see that every detail of your claim is being presented to the insurance company you will understand and appreciate the value of our services.  We are available at any time to answer your questions.  More specifically, Advent Public Adjusters will assist you in the preparation of inventories, estimates and other factual proofs of loss. Contact us now to get started on your free claim review.


Shouldn’t I Just Assume That my Insurance Company Will Take Care Of Me?

Staff adjusters work for and are paid by the insurance company. You need someone on your side presenting a detailed estimate to gain you the fair and equitable settlement you deserve. The mistake is made when you do assume that your insurance company will take care of you.


My insurance company already wrote me a settlement check?

It is not too late in most cases. Typically, you have up to two years from the date of loss to reopen your claim. Contact us today to get started as soon as possible.


Should I hire an attorney?

There are very few Full- Time property insurance attorney firms and the ones who are full-time call upon Public Adjusters to help develop their clients claims. Attorneys do not scope, prepare line by line estimates, photo documentation or prepare detailed reports needed to prove damage for your loss. This is why you may want to consider a Public Adjuster first.

Contact us today @ (815) 751-5224 a free claim review and guidance on the best course of action for your case.